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WHEREAS The Insured named in the Schedule hereto has made to
RELIANCE INSURANCE LIMITED (hereinafter called the Company) a
proposal and declaration which shall be the basis of this contract
and be deemed to be incorporated herein for the insurance
hereinafter contained and has paid or agreed to pay the premium
stated herein.
The Company hereby agrees subject to the terms and conditions
contained herein or endorsed hereon or otherwise expressed herein
that if the insured shall sustain LOSS or DAMAGE or INCUR LIABILITY
or the Insured or member of the Insured's family named in the
schedule shall sustain BODILY INJURY/DEATH/PERMANENT TOTAL
DISABLEMENT by accident at any time during the period of insurance
stated herein or any subsequent period in respect of which the
Insured shall have paid or agreed to pay and the Company shall have
accepted or agreed to accept the premium required for the renewal
thereof, the Company will pay to the Insured the value, at the time
of happening of such LOSS, of the property so lost or the amount of
such damage or the amount of liability incurred or the benefits
specified herein but not exceeding in anyone period of insurance in
respect of each of the several items specified herein sum set
opposite thereto respectively.
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