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The onset
of a major, life-threatening disease is obviously and absolutely
traumatic not only for the unfortunate victim but also for the whole
family. Life Insurance may be of incalculable assistance should the
worst happen, but it is of no assistance at all when help is really
needed, when the problem is first diagnosed and medical treatment is
still a feasible option.
Various forms of Medical Expenses policies are available around the
world, but we can honestly say that the 'Dread Disease Insurance'
that we are proposing is by far and away the most simple and
attractive, for the insured.
Should an Insured Person be diagnosed during the period of Insurance
as suffering from a Dread Disease, symptoms (and/or the treatment)
of which were not present in such Insured Person at any time prior
to inception of the Policy or the date on which cover was granted to
such Insured Person and if the Insured Person survive the Diagnosis
for a period of 30 (thirty) successive days there after RELIANCE
INSURANCE LIMITED shall pay the Insured as Compensation" the Sum
Insured" set against such Insured Person's name in the Schedule.
Diagnosis means, Diagnosis by a registered medical practitioner,
supported by clinical radiological, histological and laboratory
evidence, acceptable to RELIANCE INSURANCE LIMITED.
Fundamentally, the insured selects a sum that he feels comfortable
with, both in terms of its premium cost and the cover offered, and
this becomes the amount paid to him-in full- immediately upon it
being confirmed that he has been diagnosed as suffering from one of
the defined 'Dread Disease'. The unique feature of this policy is
that this cash can then be used by him for whatever, and for that
matter wherever he chooses: for treatment locally, in India, in
Singapore or Bangkok, or even in London. Even, should the prognosis
be terminal, to cover the costs of visiting far away relatives, say
in the States, or bringing these relatives back to Bangladesh
absolutely whatever the Insured Person and his family wish to do
with it. |
